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Whether you’re looking for a modern lending core or you want Peach to live alongside your legacy core, our loan management system gives you a platform configurable enough to launch virtually any lending product.
We have solutions for almost any asset class, from BNPL to business loans, and we can support novel and innovative constructs.
We’ll configure your lending construct to get you up and running quickly, and you then havethe flexibility to innovate and adjust as you scale.
We’ll configure your lending construct to get you up and running quickly, and you then havethe flexibility to innovate and adjust as you scale.
Our Adaptive Core™ is designed to be yourmodern lending core—or it can be a sub-ledgerto your existing core system.
Regulations never stop evolving. ComplianceGuard™ helps you stay one step ahead.
Plug in any vendor you like—whether it’s a cardissuer, sevicer, origination system, paymentprocessor or CRM.
Our RESTful API-based architecture gives you real-time access to your ledger.
Loan Replay lets you travel back in time so you can keep movingforward. Make updates to the ledger at any time—past or present—and recalculations will happen automatically while preserving immutability.
All data is yours to transparently access through an up-to-date read-only database replica. Track each loan’s performance for any date range, and give investors daily loan statuses with loan tape data exporting.
Leverage our out-of-the-box enterprise reporting suite and data insights to measure portfolio performance, agent productivity and collections. Track historical data with Daily Snapshots.
We generate Metro2 files so you can report automatically to all three major credit bureaus.
Launch any kind of BNPL program, including pre-purchase virtual cards, point-of-sale integrations, post-purchase debit and credit cards with BNPL built in.
Leverage our partnerships and robustfeature set to build an innovative card program, whether it's based on a credit card,charge card, or virtual cards.
Build an installment lending program—whether secured or unsecured—helping consumers power big purchases like education, furniture and home renovation.
Business loans
Offer any of a wide range of secured or unsecured business loan types, including business credit cards, and invoice financing.
Business loans
Give workers access to capital before they get paid through a single-term loan. For borrowers who need more time to pay, cashadvances can be converted into installment loans, with fully configurable interestand fees.
Give homeowners the capital to make home improvements, including solar installation. Offer the flexibility of multiple advances or stage funding, either through our line of credit construct or through an installment loan with multiple disbursements.
Retail installment contracts or retail installment sales contracts (RISCs) give shoppers an easy way to finance big-ticket items—under a different regulatory framework than buy now, pay later. Our data model includes merchant ID and MDR accounting.
Give students financial flexibility as they take on their education. You can structure student loans as an installment-based refinance product, or as an installment loan with multiple disbursements. You’ll have the tools to defer interest accrual and defer payments as needed.
Peach's Adaptive Core™ gives lenders a new paradigm in loanmanagement, enabling them to continually test and iterate, even atscale, and to continually launch new lending programs with speedand flexibility.
Conduct your migration through the same APIs you'll use to manageyour Peach integration. This industry-first feature helps you lowerrisk, reduce costs and take control of your migration timeline.
Our loan management and loan servicing software is compliant withSOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 2, PCI DSS Level 1 andHIPAA. We practice defense-in-depth security architecture andemploy best-in-class practices and tools to maintain security onall levels.
