Personal loans

Servicing software for business loans

Our platform gives you a highly configurable way to offer a broad range of innovative business lending products, whether secured or unsecured.

  • End to end
  • Highly configurable
  • Quick to launch
  • API-based
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Trusted by top lending innovators
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Supported business loan constructs

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Installment loans

Offer any configuration of installment loan, either secured or unsecured, to help businesses cover costs like staffing, technology and improvements.

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Credit cards and charge cards

Help businesses improve cash flow through a credit card or charge card offering, with complete configurability in interest rates, credit limits, amortization, sub-lines and statement generation.

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Invoice financing

Invoice financing is a form of asset-based lending that gives businesses an advance on their unpaid invoices. As with an MCA, an invoice financing loan can be converted into installments if the business is unable to pay on time. Peach also supports invoice factoring.

UI of Peach Loan Capture Installment Solution

Harness the power of our Multi-Capture Installment Loan™ solution

Many merchants don’t process an entire transaction all at once—for example, when items ship separately or when a travel purchase includes multiple subvendors. A traditional installment loan can’t accommodate these frequent BNPL use cases, but our Multi-Capture Installment Loan can.

  • Easily accommodate multiple items
  • Give customers more flexibility in where to shop
  • Decide how additional items modify repayment terms
Partnerships

Partnerships and integrations

We’ve partnered with many of the foremost technology, servicing and reporting companies to make it easier for you to launch and scale lending programs.

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We partner with Visa to make it easy for issuers to launch new lending programs, whether for BNPL or another asset class.

Visa Fintech Partner Connect
Visa Ready for BNPL
mastercard

We support lenders in developing buy now, pay later (BNPL) solutions leveraging the Mastercard Installments program.

Mastercard Engage Partner Network
Visa Ready for BNPL
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Lithic supports you with virtual, physical and digital wallet cards—whether prepaid, debit or credit cards.

Card issuance
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Lithic supports you with virtual, physical and digital wallet cards—whether prepaid, debit or credit cards.

Loan origination
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Marqeta allows you to instantly issue and process card paymentswith their open API platform.

Card issuance
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Marqeta allows you to instantly issue and process card paymentswith their open API platform.

Card issuance

Your unified loan servicing system

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Adaptive Core™

Our fully configurable loan management system gives you theability to launch highly flexible lending products in virtually anyasset class.

Loan Replay™
Virtually any asset class
Reporting
Immutable ledger
250+ configuration variables
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Servicing suite

Leverage our end-to-end, fully integrated suite of proprietary loan servicing software tools, from CRM to borrower portalto collections.

Borrower Portal
Communications
CRM
Payment processing
First-party collections
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Compliance Guard™

Borrower status monitoring and scanning of outbound communications help you stay compliant with federal andstate regulations.

Borrower status monitoring
Customizable rules
Payment processing
Federal, state and local
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Featured Whitepaper

5 reasons lenders need adaptive infrastructure

Peach's Adaptive Core™ gives lenders a new paradigm in loan management, enabling them to continually test and iterate, even at scale, and to continually launch new lending programs with speed and flexibility.

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Security

Built for security and compliance

Our loan management and loan servicing software is compliant withSOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 2, PCI DSS Level 1 andHIPAA. We practice defense-in-depth security architecture andemploy best-in-class practices and tools to maintain security onall levels.