We support a wide range of installment and revolving card programs, whether you’re launching a charge card, a credit card or BNPL virtual cards.
Launch a full-featured, CARD Act-compliant credit card offering for consumers or businesses.
Issue charge cards for businesses or consumers, with the ability to convert transactions into BNPL loans.
Issue one-time-use or multi-use virtual cards for BNPL, leveraging a conventional installment loan construct or our Multi-Capture Installment Loan™.
Create an amortized line of credit, where every draw is amortized over a fixed term. Or launch a conventional credit card with the ability to turn transactions into BNPL loans.
Fully configure your credit limits and credit limit policy, including how much customers can go over their limit. Secured and unsecured cards are supported.
We provide statements out of the box, but they’re fully customizable—decide what you want to appear on your statements.
Peach’s CRM gives your agents ready-to-use workflows and communications templates to resolve purchase disputes.
Set any interest rate or interest type, including complete flexibility to configure promotional periods.
Within a line of credit, create sublines—with their own interest rates and grace periods, if desired.
Many merchants don’t process an entire transaction all at once—for example, when items ship separately or when a travel purchase includes multiple subvendors. A traditional installment loan can’t accommodate these frequent BNPL use cases, but our Multi-Capture Installment Loan can.
We’ve partnered with many of the foremost technology, servicing and reporting companies to make it easier for you to launch and scale lending programs.
We partner with Visa to make it easy for issuers to launch new lending programs, whether for BNPL or another asset class.
We support lenders in developing buy now, pay later (BNPL) solutions leveraging the Mastercard Installments program.
Lithic supports you with virtual, physical and digital wallet cards—whether prepaid, debit or credit cards.
Lithic supports you with virtual, physical and digital wallet cards—whether prepaid, debit or credit cards.
Marqeta allows you to instantly issue and process card paymentswith their open API platform.
Marqeta allows you to instantly issue and process card paymentswith their open API platform.
Our fully configurable loan management system gives you theability to launch highly flexible lending products in virtually anyasset class.
Leverage our end-to-end, fully integrated suite of proprietary loan servicing software tools, from CRM to borrower portalto collections.
Borrower status monitoring and scanning of outbound communications help you stay compliant with federal andstate regulations.
Peach's Adaptive Core™ gives lenders a new paradigm in loan management, enabling them to continually test and iterate, even at scale, and to continually launch new lending programs with speed and flexibility.
Our loan management and loan servicing software is compliant withSOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 2, PCI DSS Level 1 andHIPAA. We practice defense-in-depth security architecture andemploy best-in-class practices and tools to maintain security onall levels.