Cards

Launch your card program with Peach

We support a wide range of installment and revolving card programs, whether you’re launching a charge card, a credit card or BNPL virtual cards.

peach credit cardvisa credit card
Trusted by top lending innovators
bill logosquare logoseis logoremitly-logolend api logotilt logoearnest logolend api logo

Supported Card constructs

credit card

Credit cards

Launch a full-featured, CARD Act-compliant credit card offering for consumers or businesses.

card with refresh icon

Charge cards

Issue charge cards for businesses or consumers, with the ability to convert transactions into BNPL loans.

phone with credit card

Virtual cards

Issue one-time-use or multi-use virtual cards for BNPL, leveraging a conventional installment loan construct or our Multi-Capture Installment Loan™.

Fully configurable credit cards

filter icon

Amortization

Create an amortized line of credit, where every draw is amortized over a fixed term. Or launch a conventional credit card with the ability to turn transactions into BNPL loans.

triangle overlaid on circle

Credit limits

Fully configure your credit limits and credit limit policy, including how much customers can go over their limit. Secured and unsecured cards are supported.

core processor icon

Flexible statements

We provide statements out of the box, but they’re fully customizable—decide what you want to appear on your statements.

core processor icon

Purchase disputes

Peach’s CRM gives your agents ready-to-use workflows and communications templates to resolve purchase disputes.

core processor icon

Interest rates

Set any interest rate or interest type, including complete flexibility to configure promotional periods.

core processor icon

Sub-lines

Within a line of credit, create sublines—with their own interest rates and grace periods, if desired.

UI of Peach Loan Capture Installment Solution

Harness the power of our Multi-Capture Installment Loan™ solution

Many merchants don’t process an entire transaction all at once—for example, when items ship separately or when a travel purchase includes multiple subvendors. A traditional installment loan can’t accommodate these frequent BNPL use cases, but our Multi-Capture Installment Loan can.

  • Easily accommodate multiple items
  • Give customers more flexibility in where to shop
  • Decide how additional items modify repayment terms
Partnerships

Partnerships and integrations

We’ve partnered with many of the foremost technology, servicing and reporting companies to make it easier for you to launch and scale lending programs.

visa logo

We partner with Visa to make it easy for issuers to launch new lending programs, whether for BNPL or another asset class.

Visa Fintech Partner Connect
Visa Ready for BNPL
mastercard

We support lenders in developing buy now, pay later (BNPL) solutions leveraging the Mastercard Installments program.

Mastercard Engage Partner Network
Visa Ready for BNPL
lithic logo

Lithic supports you with virtual, physical and digital wallet cards—whether prepaid, debit or credit cards.

Card issuance
qolo logo

Lithic supports you with virtual, physical and digital wallet cards—whether prepaid, debit or credit cards.

Loan origination
marqueta logo

Marqeta allows you to instantly issue and process card paymentswith their open API platform.

Card issuance
twilio logo

Marqeta allows you to instantly issue and process card paymentswith their open API platform.

Card issuance

Your unified loan servicing system

marketized screenshot of codemarketized screenshot of adaptive core product
folder with gear icon

Adaptive Core™

Our fully configurable loan management system gives you theability to launch highly flexible lending products in virtually anyasset class.

Loan Replay™
Virtually any asset class
Reporting
Immutable ledger
250+ configuration variables
folder with profile icon

Servicing suite

Leverage our end-to-end, fully integrated suite of proprietary loan servicing software tools, from CRM to borrower portalto collections.

Borrower Portal
Communications
CRM
Payment processing
First-party collections
marketized screenshot of servicing suite product
shield with chekcmark

Compliance Guard™

Borrower status monitoring and scanning of outbound communications help you stay compliant with federal andstate regulations.

Borrower status monitoring
Customizable rules
Payment processing
Federal, state and local
marketized screenshot of compliance guard product
whitepaper thumbnail, shows report cover and marketized report image
Featured Whitepaper

5 reasons lenders need adaptive infrastructure

Peach's Adaptive Core™ gives lenders a new paradigm in loan management, enabling them to continually test and iterate, even at scale, and to continually launch new lending programs with speed and flexibility.

shows four different compliance blocks- SOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 2, and PCI DSS Level 1 certification
Security

Built for security and compliance

Our loan management and loan servicing software is compliant withSOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 2, PCI DSS Level 1 andHIPAA. We practice defense-in-depth security architecture andemploy best-in-class practices and tools to maintain security onall levels.