Compliance monitoring system

Compliance Guard™

Our proprietary regulatory compliance tool, Compliance Guard™, helps you stay compliant with federal and state servicing and collections requirements—and take proactive steps to support borrowers during significant life events.

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Compliance Guard monitor

Compliance Guard monitor automatically checks the status of active borrowers as it relates to applicable federal and state regulations.

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Bankrupcy

Automate workflows to comply with U.S. Bankruptcy Code automatic stay provisions.

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Natural disasters

Stay abreast of natural disasters and provide lead time for risk and compliance teams to assess the impact on your portfolio.

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SCRA

Provide legally required protections to servicemembers under federal and state laws.

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OFAC

Take appropriate action for borrowers whose accounts return an OFAC hit.

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Reassigned numbers

Prevent inadvertent calls to consumers who have not consented to being contacted.

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Deceased

Take appropriate account action for borrowers who pass away.

Compliance Guard rules engine

Our proprietary, rules-based engine checks outbound servicing and collections-related communications against applicable federal and state laws. If any communications are in violation, Compliance Guard™ will recommend blocking the communication attempt.

Configurable rules

Compliance Guard™ provides you with compliance-vetted rules out of the box. But it’s highly configurable and adaptable, enabling you to automate your company-specific policies and best practices across a range of credit products.

  • Unsecured personal loans
  • Credit cards
  • Point-of-sale loans
  • Mortgages
  • Private student loans
  • Other asset classes
shows compliance guard rule creation
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Featured Whitepaper

5 reasons lenders need adaptive infrastructure

Peach's Adaptive Core™ gives lenders a new paradigm in loanmanagement, enabling them to continually test and iterate, even atscale, and to continually launch new lending programs with speedand flexibility.

Compliance

Demonstrate compliance

Compliance Guard™ enables you to readily demonstrate to regulators your commitment to a best-in-class compliance management system to address regulations such as FDCPA, SCRA, TCPA, UDAP/UDAAP, U.S. Bankruptcy Code and Regulation F.

shows difference types of compliance such as: FDCPA, SCRA, TCPA, UDAP, US Bankruptcy Code, and Regulation F
shows four different compliance blocks- SOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 2, and PCI DSS Level 1 certification
Compliance

Built for security and compliance

Our loan management and loan servicing software is compliant with SOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 2, PCI DSS Level 1 and HIPAA. We practice defense-in-depth security architecture and employ best-in-class practices and tools to maintain security on all levels.

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