Our proprietary regulatory compliance tool, Compliance Guard™, helps you stay compliant with federal and state servicing and collections requirements—and take proactive steps to support borrowers during significant life events.
Compliance Guard monitor automatically checks the status of active borrowers as it relates to applicable federal and state regulations.
Automate workflows to comply with U.S. Bankruptcy Code automatic stay provisions.
Stay abreast of natural disasters and provide lead time for risk and compliance teams to assess the impact on your portfolio.
Provide legally required protections to servicemembers under federal and state laws.
Take appropriate action for borrowers whose accounts return an OFAC hit.
Prevent inadvertent calls to consumers who have not consented to being contacted.
Take appropriate account action for borrowers who pass away.
Our proprietary, rules-based engine checks outbound servicing and collections-related communications against applicable federal and state laws. If any communications are in violation, Compliance Guard™ will recommend blocking the communication attempt.
Compliance Guard™ provides you with compliance-vetted rules out of the box. But it’s highly configurable and adaptable, enabling you to automate your company-specific policies and best practices across a range of credit products.
Peach's Adaptive Core™ gives lenders a new paradigm in loanmanagement, enabling them to continually test and iterate, even atscale, and to continually launch new lending programs with speedand flexibility.
Compliance Guard™ enables you to readily demonstrate to regulators your commitment to a best-in-class compliance management system to address regulations such as FDCPA, SCRA, TCPA, UDAP/UDAAP, U.S. Bankruptcy Code and Regulation F.
Our loan management and loan servicing software is compliant with SOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 2, PCI DSS Level 1 and HIPAA. We practice defense-in-depth security architecture and employ best-in-class practices and tools to maintain security on all levels.