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The configurability of the Peach platform means you can fine-tune your lending program and service almost any kind of non-collateralized loan. Whether you launch a BNPL program, expand to a credit builder or credit card product, offer installment loans or lines of credit, you define the product and our adaptable engine delivers the performance.
Launch any kind of BNPL program, including pre-purchase virtual cards, point-of-sale integrations, post-purchase debit and credit cards with BNPL built in.
Leverage our partnerships and robust feature set to build an innovative card program, whether it's based on a credit card, charge card, or virtual cards.
Build an installment lending program—whether secured or unsecured—helping consumers power big purchases like education, furniture and home renovation.
Offer any of a wide range of secured or unsecured business loan types, including business credit cards, and invoice financing.
Give workers access to capital before they get paid through a single-term loan. For borrowers who need more time to pay, cash advances can be converted into installment loans, with fully configurable interest and fees.
Give homeowners the capital to make home improvements, including solar installation. Offer the flexibility of multiple advances or stage funding, either through our line of credit construct or through an installment loan with multiple disbursements.
Retail installment contracts or retail installment sales contracts (RISCs) give shoppers an easy way to finance big-ticket items—under a different regulatory framework than buy now, pay later. Our data model includes merchant ID and MDR accounting.
Give students financial flexibility as they take on their education. You can structure student loans as an installment-based refinance product, or as an installment loan with multiple disbursements. You’ll have the tools to defer interest accrual and defer payments as needed.
Invoice financing is a form of asset-based lending that gives businesses an advance on their unpaid invoices. As with an MCA, an invoice financing loan can be converted into installments if the business is unable to pay on time. Peach also supports invoice factoring.
Don’t see the asset class you have in mind? Our Adaptive Core™ was designed to be agnostic to asset class, so that we can support almost any construct—including ones that haven’t been invented yet. Let’s talk about how we can help you launch the product you’re envisioning.
Our fully configurable loan management system gives you theability to launch highly flexible lending products in virtually anyasset class.
Leverage our end-to-end, fully integrated suite of proprietary loan servicing software tools, from CRM to borrower portalto collections.
Borrower status monitoring and scanning of outbound communications help you stay compliant with federal andstate regulations.
Peach's Adaptive Core™ gives lenders a new paradigm in loan management, enabling them to continually test and iterate, even at scale, and to continually launch new lending programs with speed and flexibility.
Our loan management and loan servicing software is compliant withSOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 2, PCI DSS Level 1 andHIPAA. We practice defense-in-depth security architecture andemploy best-in-class practices and tools to maintain security onall levels.
